REBUILDING CREDIT IN CANADA
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CREDIT REBUILDING can started with Canadian secured VISA credit card 

Building or rebuilding your credit history with a secured Canadian VISA credit card from Home Trust. 

Building a good credit history is important. If you have no reported credit history, it may take time to establish your first account. This problem affects young people just beginning careers as well as older people who have never used credit. It also affects divorced or widowed spouses who shared credit accounts that were reported only in the other spouse's name. 

The fastest way to establish or re-establish your credit is with a Secured Credit Card. 

Small private loans or, loans for used cars from your local used car dealer are not going to help you much, because these types of loans are NOT reported to the three Canadian credit bureaus. All credit cards, whether they are regular bank cards, department store cards, secured or unsecured are reported to your credit bureau and all activities are updated monthly.

Currently, most Canadian banks fall behind when it comes to providing help to establish or re-establish credit. Some offer a secured credit card that requires up to 3 times the amount of deposit. This means that if you need $1,000 credit limit you would have to deposit as much as $3,000, but that's NOT the case at Home Trust! Your credit limit is secured by an equal fully refundable deposit which earns interest.

What are other benefits of Canadian secured VISA Credit Card?

Let's take a look at some of the other benefits of the RIGHT Secured credit card:

  • Accepted at over 450,000 Canadian locations and over 16 million around the world 
  • Cash advances available at over 620,000 ATMs 
  • Your security deposit account earns one of the highest savings rates available 
  • The amount of your security deposit is equal to your credit limit 
  • Rent your favorite movies, make purchases over the phone or the Internet and most of all start establishing your credit history in Canada.

The above is just a small sample of the benefits you will enjoy when you apply for a Secured Credit Card. Minimum credit limit is $1,000, all the way up to $10,000.

This product is designed for Canadians who are either trying to establish a credit history or rehabilitate their credit in Canada (except Quebec).

Need Canadian Credit Rebuilding Now?  

Visit our Product Page for Canadian Credit Services and Suppliers.

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Rebuilding Credit  Tip
Currently, most Canadian banks fall behind when it comes to providing help to establish or re-establish credit. Some offer a secured credit card that requires up to 3 times the amount of deposit. Fortunately you can get a Home Trust VISA with as little as a $1,000 security deposit.